Logo
Stethoscope head lying on medical forms on clipboards closeup while medicine doctor working in background. Health care, insurance and help concept. Physician ready to examine patient

If I’m Healthy, Why Do I Need Health Insurance?

Many people often overlook the importance of health insurance. This type of insurance is the most important to have, and is worth every penny that you spend on it. People may say, “I am the healthiest I have ever been, so I do not need health insurance”. That is a big mistake that they make, because they do not realize that at any given moment, something could happen that they will need insurance for. ARG and Associates provides their clients with the best types of health insurance plans in Los Angeles that will benefit them in specific ways.

Consider Health Insurance

For one, knowing that you have health insurance as a back up in case something were to happen, will give you a stress-free peace of mind. At some point in your life, you will most likely need this insurance, and by not having it can lead to some serious consequences. By not having health insurance in a matter of crisis will lead your bills to be skyrocket high. Lets say you got into a really bad car accident on the way to work, and badly injured your back and broke 4 bones in your body. You will be rushed to the hospital, but without health insurance. You will be billed first of all for the following: the ambulance ride, the hospital visit, the doctor, and the medication. All of these will cost you a fortune, and with health insurance they will decrease by more than half, depending on which plan you have. This hospital visit might cost you around $25,ooo depending on how badly you were injured, and this will only leave you in debt.

Many people don’t choose to get health insurance because they simply cannot afford it. That is completely understandable, but if you provide a low income on your forms, the government may be able to issue you a very low cost to even free health insurance. This is all depending on your age, stability, and income. Having health insurance is a big factor that everyone should take into consideration. It will save you whenever you need to visit the doctor, or if something serious were to happen that you need constant medical attention. ARG and Associates will help you properly pick out the right plan. Call us today for a free consultation, and to learn more about health insurance plans in Los Angeles.