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Insurance For Your Home: Do You Have The Right Policy?

Your home is most likely your sanctuary- the place you go to after a long and stressful day to unwind and feel at ease.  Most people can say that they will do anything to protect their home. The first thing you can do to start protecting yours is to obtain home insurance coverage. With homeowners insurance, you can sleep well at night knowing that if something unfortunate were to happen, your home will be in good hands.

What Home Insurance Covers

Many of our clients at ARG and Associates ask us what home insurance policies cover. This is a great question. Let’s say your home is surrounding by large trees. One day, a huge tree falls over and hits your home right in the middle. There will obviously be damages done to your property and a potential loss of valuable items. Having the right insurance should cover the costs to fixing up your home and get it as good as new again. If you do not have insurance and a natural disaster strikes, you will be left paying a fortune out of your own pocket to fix your home.


If your home is completely damaged, there are replacement costs that go under this insurance plan. There are many situations where a family will need to re-build their entire home, in situations of floods, fires, earthquakes, etc. This can leave a family in extreme debt if not taken care of through insurance. Our team will make sure we provide you with the right policy to cover your home in situations like this. How about if you were to need extra living assistance? Home insurance is there to provide you with alternative temporary living situations and cover some expenses. This is very important to have, because you do not want to end up in a situation where you have no place to go.


Home insurance can also help replace or pay you a sum of things that are damaged in your home due to specific accidents. We all know that some of our furniture is very important to us and were expensive purchases. Also, other items and valuable belongings that can get ruined due to unfortunate incidents can also be covered by some policies.


To find out more about homeowners insurance, give ARG and Associates a call today! We offer free consultations for new clients!