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Earthquake Insurance- Why You Need It

If you live in Southern California, you probably have experienced at least one earthquake while residing there. Because earthquakes can happen at any given moment in California, it is always important to obtain earthquake insurance to stay safe if this event were to occur. ARG and Associates, your insurance providers Los Angeles will share with you the reasons why you need to get it now.

Things To Consider:

Did you know that most residents of California do not have earthquake insurance. As the number one state in the country with the most earthquakes to form, many people do not take this insurance seriously, when it could be one of the most important things to obtain. Back in 1994, we experienced our biggest earthquake, which severely damaged many homes and buildings many miles further. Along with damages of properties, people lost their lives, lost their loved ones, pets, personal and important belongings, etc.

If the same sized earthquake were to hit your region within the next few years, would you be able to pay for all the damages that would be done to your home or commercial property, let alone deal with possibly losing loved ones? Most people would not be able to afford any of this, and would be drowning in debt. Think of all the belongings in your home that would get damaged in a big earthquake, that are valuable and you hold close to your heart. What earthquake insurance does is not completely cover everything that was damaged and/or lost during an earthquake, but help put a roof over your’s and your family’s heads while you put your life back together. In situations like this, a secure roof over your head and some fixing up of your damaged property is all you need to ensure safety.

You should not overlook earthquake insurance. This is something that is very important, especially if you live in California! Call ARG and Associates today for a free consultation.